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📋 Cross-border · Every rental tax form, mapped

Non-resident landlord tax forms — which one do you file?

The cross-border rental paper trail in one place: the CRA forms for a non-resident of Canada, and the IRS forms for a non-resident of the US. Each links to a plain-English definition.

In short: A non-resident who rents out Canadian property deals with the CRA forms — NR4 (your slip), NR6 (withhold on net), and the Section 216 return (T1159 + T776), with NR7-R for refunds. A non-resident who rents out US property deals with the IRS forms — W-8ECI (stop the 30% withholding), an ITIN, and Form 1040-NR with Schedule E, plus FIRPTA on sale.

By Emanuel — Founder, BorderBird · Updated June 2026

🇨🇦 Canadian rental · CRA

If you're a non-resident of Canada

You own Canadian rental property and live abroad. These forms move you from the flat 25% on gross rent toward tax on your net income — and recover the difference.

Part XIII
25% non-resident withholding

The default. Whoever pays your rent withholds 25% of the GROSS rent and remits it to CRA by the 15th of the next month. Everything else here reduces or recovers it.

Part XIII definition →
NR6
Withhold on net, in-year

Filed before the rental year. Once CRA approves it, your agent withholds 25% of NET rent (rent minus expenses) instead of gross — and you commit to filing a Section 216 return.

NR6 definition →
Section 216
Elect to be taxed on net income

The election that taxes your net rental income at graduated rates instead of a flat 25% on gross, and refunds the difference — usually thousands per year for a landlord with a mortgage.

Section 216 definition →
T1159
The Section 216 return form

The actual CRA return you file to make and report the Section 216 election. Due June 30 if you had an NR6 in place, otherwise within two years of year-end.

T1159 definition →
T776
Statement of Real Estate Rentals

Where you compute net rental income — gross rent minus expenses, plus optional CCA (which can't create a loss). It attaches to the Section 216 return.

T776 definition →
NR4
Your annual information slip

By March 31 your agent issues an NR4 reporting the gross rent paid to you (box 16) and the Part XIII tax withheld (box 17), per CRA guide T4061. Your Section 216 return reconciles against it.

NR4 definition →
NR7-R
Refund of over-withheld tax

The application to recover Part XIII tax withheld in excess or in error — filed within two years of the end of the year the tax was remitted (when a Section 216 return isn't doing the recovery).

NR7-R definition →
🇺🇸 US rental · IRS

If you're a non-resident of the US

You own US rental property (for example, a Canadian snowbird landlord). These forms move you off the flat 30% on gross rent to tax on your net income, and cover the sale.

W-8ECI
Stop the 30% gross withholding

Given to your US tenant or manager to certify the rental is effectively connected income (IRC §871(d)) — removing the default 30% withholding on gross US rent so you're taxed on net instead.

W-8ECI definition →
ITIN
The US tax ID you need

A nine-digit IRS number (apply on Form W-7) for people who can't get an SSN. Required to file a 1040-NR and to give a valid W-8ECI.

ITIN definition →
1040-NR
The US nonresident return

The return a non-US person files to report US-source income on a net basis. Due April 15, or June 15 if you had no US wages. Your rental figures come in on Schedule E.

1040-NR definition →
Schedule E
Report the rental's income & expenses

Attached to the 1040-NR, it reports the US rental's income and deductible expenses in USD — including depreciation, which is recaptured when you sell.

Schedule E definition →
FIRPTA
Withholding when you sell

On the sale of US real property by a foreign person, the buyer withholds 15% of the gross sale price until your US tax is settled — the US analog of Canada's Section 116.

FIRPTA definition →

Get the numbers these forms need — from your rent emails

Every form above needs the same underlying data: clean, dated rental income and expenses. Forward your payment and receipt emails to a private BorderBird address and it builds the ledger — your Part XIII number, your net-income figures, your NR4 reconciliation — without ever connecting to your bank or reading your inbox.

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FAQ

Which tax forms does a non-resident landlord in Canada need?
The core set: your agent issues you an NR4 slip each March; you can file Form NR6 before the year to withhold on net rent; and you file a Section 216 return (Form T1159) with a T776 to be taxed on your net income at graduated rates. If tax was over-withheld and a Section 216 return isn't recovering it, an NR7-R claims the refund.
Which US forms does a non-resident need for a US rental?
Give your tenant or property manager a W-8ECI to stop the default 30% withholding on gross rent, get an ITIN if you don't have an SSN, and file Form 1040-NR with Schedule E to report the rental on a net basis. When you sell, FIRPTA withholds 15% of the gross sale price.
Is W-8BEN or W-8ECI the right form for US rental income?
W-8ECI. W-8BEN claims treaty-reduced withholding on passive (FDAP) income, but the Canada–US treaty does not reduce withholding on real-property rents. For US rental income you use W-8ECI, which removes the 30% gross withholding so the rental is taxed on net.
I'm a US citizen with a Canadian rental — which return do I file in the US?
A US citizen is a US person and files a regular Form 1040 (not a 1040-NR), reporting worldwide income including the Canadian rent on Schedule E, and claims a foreign tax credit for the Canadian tax paid. The CRA non-resident forms on this page still apply on the Canadian side.

This page is general information, not tax advice. Cross-border rules carry steep penalties for missed withholding and late slips — consult a qualified cross-border tax professional, and verify current rules with the CRA (guide T4061) and the IRS.