Track Part XIII monthly. Export Schedule E and T776 at year end.

No. BorderBird produces the numbers and the line mapping; it does not generate signed PDF tax forms. The work product is accountant-ready CSV data — not filed forms. This is by design: filed tax forms have legal weight and require licensed preparation. We give you the data you (or your CPA) need to fill them, audit-ready.

If you're a non-resident landlord renting Canadian property, the payer — your property manager or other Canadian resident agent — must withhold 25% of gross rent each month and remit it to CRA (ITA 215(3)). If an individual tenant pays you directly for the home they live in, no withholding is required of them: under ITA 215(1.2)–(1.3), retroactive to August 12, 2024, you remit the tax to CRA yourself. BorderBird's Remittances page calculates the withholding against properties marked as tax_jurisdiction = 'CRA' with non-resident owners. The calculation is gross-rent based unless you've elected NR6 to elect on net rent — in which case BorderBird uses your projected net.

CRA's reporting-period rule for non-resident withholding: rent received on or before the 15th of a month belongs to that month's reporting period; rent received on the 16th or later rolls into the next month's period. BorderBird applies this consistently in both the forwarded-email import (which timestamps received cash) and the Part XIII calculation, so the two never disagree about which month a payment belongs to.

A CSV with one row per expense entry, with the Schedule E line number (1, 5, 6, 7, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19) pre-mapped based on your category and sub-category. Mortgage interest goes to line 12, repairs to line 14, utilities to line 17, etc. Your accountant drops the CSV into their prep file and the totals roll up to the right Schedule E lines automatically.

BorderBird exports a CRA income summary CSV showing gross rent, total expenses, net income, and the 25% CRA remittance amount per property per year. Expenses in the app are categorized using T776 category names (insurance, repairs, utilities, management fees, etc.) so your accountant can apply them to T776 directly. BorderBird does not generate a T776 line-mapped CSV — the category-named data is the accountant-ready input.

BorderBird produces the underlying data — gross rent and tax withheld per non-resident recipient per calendar year — but does not generate the NR4 slip XML or PDF for upload to CRA. The NR4 issuer (typically the property manager or the resident agent) is responsible for the actual slip preparation. BorderBird gives them the numbers.

BorderBird produces the net-rental-income-after-expenses figures that go on a Section 216 return so you can claim back over-withheld tax. It does not file Section 216 for you. Most cross-border CPAs file the actual return; BorderBird gives them the supporting calculations.

FIRPTA (Foreign Investment in Real Property Tax Act) is a withholding event at sale, not at the rental level. BorderBird's tax reporting features focus on operating cashflow (rent in, expenses out, withholding remitted). FIRPTA reporting is out of scope for the operating-period exports — though we link to FIRPTA explainers and calculators in the topics library at borderbird.com/topics.

If you have a Canadian bank account holding rental income, your year-end balance counts toward the FBAR $10,000 USD aggregate threshold. BorderBird tracks property-related accounts so you can see whether you crossed the threshold, but does not file FinCEN 114 — that's a separate filing direct to FinCEN by the account holder.

BorderBird does not compute CCA automatically — most cross-border landlords either skip CCA on rental property entirely (because it triggers recapture at sale) or use simple Class 1 (4% declining balance for buildings). The Reports page shows your repairs and improvements line items so your accountant can decide what to capitalize vs expense.

BorderBird's exports are line-numbered, dated, and traceable back to the source ledger entry — and where utility imports came from forwarded emails, the original PDF statement is attached. Your accountant has the audit trail. We do not represent you to CRA or the IRS; we give you the records that survive scrutiny.

TurboTax and UFile are tax-return preparation software — they take your final numbers and put them on the right form. BorderBird is the upstream record-keeping layer that produces those final numbers correctly. Use BorderBird through the year, then TurboTax/UFile (or your accountant) once at filing time. They complement, not compete.